Les agents économiques photo

Les agents économiques

I – Les besoins

Un besoin est un manque, un sentiment de privation accompagné d’un désir de le faire disparaître.

Les besoins sont illimités à cause du progrès technique, de la publicité et de la mode.

Ils peuvent être individuels (besoin d’un vêtement) ou collectifs (besoin d’une troisième ligne de tramway), primaires (se nourrir, se loger, se vêtir : besoins vitaux) ou secondaires (maison à soi, voiture, téléphone). Notez bien que cette classification est relative.

Les besoins sont satisfaits par :

  • des biens : produits matériels de l’activité économique (ex : voiture).
  • des services : produits immatériels de l’activité économique (ex : coiffeur).

Un bien économique est relativement rare : son obtention mérite un effort (ex : voiture).

Un bien non-économique, ou bien libre, est disponible en abondance (l’air). Aucun travail n’est nécessaire pour en bénéficier. Les biens sont de plus en plus des biens économiques.

Un bien durable s’utilise plusieurs fois. Un bien non-durable ne s’utilise qu’une seule fois.

Les biens de consommation s’adressent aux ménages (ex : nourriture), c’est un bien utilisé directement par le consommateur.

Les biens de production concernent les entreprises (ex : matières premières) car ils sont utilisés dans le processus de production.

Les besoins sont à l’origine de l’activité économique.

II – Les entreprises

L’entreprise est un agent économique et une unité de production. Elle produit des biens et services pour satisfaire les besoins.

Biens et services sont vendus sur un marché.

Le but de l’entreprise est de faire des profits en créant de la valeur et en contribuant au processus de transformation par des investissements continuels, ce qui permet d’assurer un “roulement” des fonds. La bonne santé d’une entreprise peut être évaluée avec son taux d’endettement (qui doit être ni trop haut, ni trop bas).

Il existe différents critères de classification des entreprises :

  • la taille : micro-entreprises, PME, grandes entreprises.
  • le statut juridique : entreprises individuelles, sociétés, SARL (Société A Responsabilité Limitée), SA (Société Anonyme), EURL (Entreprise Unipersonnelle à Responsabilité Limitée), SNC (Société en Nom Collectif).
  • le secteur économique : primaire, secondaire, tertiaire.

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Inequalities today, Tony Blair's project photo

Inequalities in Britain today

  1. The Poor Law Amendment Act (1834)
  2. Victorian philanthropy in 19th century England
  3. Electoral inequalities in Victorian England: the Road to Male Suffrage
  4. Ante Bellum, Inter Bella : Legislation and the Depression
  5. More electoral inequalities : the Road to Female Suffrage
  6. The Beveridge Report: a Revolution?
  7. The Welfare State: an end to poverty and inequality ?
  8. The Affluent Society : poverty rediscovered?
  9. Inequality and Race
  10. Inequality and Gender
  11. The Thatcher Years : the individual and society
  12. Inequalities in Britain today

Tony Blair’s Project (1997-2007)

In its 1997 General Election Manifesto, entitled New Labour: Because Britain Deserves Better, ‘New’ Labour laid out its case to the electors :

I want a Britain that is one nation, with shared values and purpose, where merit comes before privilege, run for the many not the few …(p. 1)
We are a broad-based movement for progress and justice. New Labour is the political arm of none other than the British people as a whole. Our values are the same : the equal worth of all, with no one cast aside … (p. 2)

We will make education our number one priority … (p. 6)
We will promote personal prosperity for all … (p. 10)
We will get the unemployed from welfare to work … (p. 18)
We will save the NHS ,.. (p. 20)
We will be tough on crime and tough on the causes of crime …(p. 22)
We will strengthen family life .,. (p. 24)

This programme seemed to strike a chord among electors after 18 years of Conservative Government and the Labour Party was swept into office. In 2001, once again the Labour Party laid out its plans for a second term in its Manifesto entitled New Labour New Britain- Ambitions for Britain.

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The Thatcher Years : the individual and society photo

The Thatcher Years : the individual and society

  1. The Poor Law Amendment Act (1834)
  2. Victorian philanthropy in 19th century England
  3. Electoral inequalities in Victorian England: the Road to Male Suffrage
  4. Ante Bellum, Inter Bella : Legislation and the Depression
  5. More electoral inequalities : the Road to Female Suffrage
  6. The Beveridge Report: a Revolution?
  7. The Welfare State: an end to poverty and inequality ?
  8. The Affluent Society : poverty rediscovered?
  9. Inequality and Race
  10. Inequality and Gender
  11. The Thatcher Years : the individual and society
  12. Inequalities in Britain today

The first priority for the Thatcher Government in 1979 was the economy and the enterprise culture. Changes were proposed to decrease direct taxation (i.e. income tax) and increase indirect taxation (i.e. VAT).

The Government also began a policy of privatisation and proposed to sell off council houses to their tenants. A prime objective was to reduce the inflation rate which had peaked briefly over three months in 1976 at the equivalent rate of 27% per annum.

It seemed the Government was keen to reduce the power of Local Authorities, which were often Labour, especially in the big conurbations, and increase the power of central government.

Mrs Margaret Thatcher had a clear notion of the relationship between the individual and society :

There is no such thing as society. There are individual men and women, and there are families. And no government can do anything except through people, and people must look after themselves first. It is our duty to look after ourselves and then to look after our neighbour.

– M. Thatcher, Woman’s Own, October 31, 1987

and later on :

I was an individualist in the sense that individuals are ultimately accountable for their actions and must behave like it. But I always refused to accept that there was some kind of conflict between this kind of individualism and social responsibility. I was reinforced in this view by the writings of conservative thinkers in the United States on the growth of an ‘underclass’ and the development of a dependency culture. If irresponsible behaviour does not involve penalty of some kind, irresponsibility will for a large number of people become the norm. More important still, the attitudes may be passed on to their children, setting them off in the wrong direction.

I had great regard for the Victorians for many reasons – not least their civic spirit to which the increase in voluntary and charitable societies and the great buildings and endowments of our cities pay eloquent tribute. I never felt uneasy about praising ‘Victorian values’ or – the phrase I originally used – ‘Victorian virtues’, not least because they were by no means just Victorian. But the Victorians also had away of talking which summed up what we were now rediscovering – they distinguished between the ‘deserving’ and the ‘undeserving poor’. Both groups should be given help : but it must be help of very different kinds if public spending is not just going to reinforce the dependency culture. The problem with our welfare state was that – perhaps to some degree inevitably we had failed to remember that distinction and so we provided the same ‘help’ to those who had genuinely fallen into difficulties and needed some support till they could get out of them, as to those who had simply lost the will or habit of work and self-improvement. The purpose of help must not be to allow people merely to live a half-life, but to restore their self-discipline and through that their self-esteem.

I was also impressed by the writing of the American theologian and social scientist Michael Novak who put into new and striking language what I had always believed about individuals and communities. Mr Novak stressed the fact that what he called ‘democratic capitalism’ was a moral and social, not just an economic system, that it encouraged a range of virtues and that it depended upon co-operation not just ‘going it alone’. These were important insights which, along with our thinking about the effects of the dependency culture, provided the intellectual basis for my approach to those great questions brought together in political parlance as ‘the quality of life’.

– M. Thatcher, The Downing Street Years, 1995

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Inequality and Gender photo

Inequality and Gender

  1. The Poor Law Amendment Act (1834)
  2. Victorian philanthropy in 19th century England
  3. Electoral inequalities in Victorian England: the Road to Male Suffrage
  4. Ante Bellum, Inter Bella : Legislation and the Depression
  5. More electoral inequalities : the Road to Female Suffrage
  6. The Beveridge Report: a Revolution?
  7. The Welfare State: an end to poverty and inequality ?
  8. The Affluent Society : poverty rediscovered?
  9. Inequality and Race
  10. Inequality and Gender
  11. The Thatcher Years : the individual and society
  12. Inequalities in Britain today

Inequalities between women of different social categories are nothing new. Despite the effects of the Welfare State, there remained several inequalities right into the 1960s.

In the field of abortion for example, some managed to find a compliant doctor and the money to pay for the abortion and there were those who either were unable to find the means of terminating an unwanted pregnancy or who resorted to back street butchery.

The Family Planning Act was passed in 1967 and was to have a great effect on women’s lives. Abortion became more easily available: in 1968, 22,000 abortions were carried out in public hospitals; in 1969, the number reached 31,000. The figure for single women continued to rise in the 1970s and 1980s: in 1971, 44,300; in 1990, 116,200. However, for married women, the figure actually fell slightly during the same period (1971, 41,500; 1990, 38,200).

Young mothers have always had difficulties in returning to work, especially if they were unable to find a willing child-minder. One reason is that until the 1990s, children usually did not go to school until the age of 5.

And child-minding was usually quite expensive as the local authorities only provided a limited number of places. This was not surprising as successive Government policies had encouraged women to remain at home to look after the children rather than to enter the workplace.

The number of births to unmarried mothers remained fairly stable from the beginning of the 20th century until the 1960s at approximately 4% of the total of births. From the 1960’s onwards, the percentage doubled. Then followed a period of relative stability (due probably to the effects of The Family Planning Act). Later, the percentages rose (luring the 1980’s and 1990’s.

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Inequality and Race photo

Inequality and Race

  1. The Poor Law Amendment Act (1834)
  2. Victorian philanthropy in 19th century England
  3. Electoral inequalities in Victorian England: the Road to Male Suffrage
  4. Ante Bellum, Inter Bella : Legislation and the Depression
  5. More electoral inequalities : the Road to Female Suffrage
  6. The Beveridge Report: a Revolution?
  7. The Welfare State: an end to poverty and inequality ?
  8. The Affluent Society : poverty rediscovered?
  9. Inequality and Race
  10. Inequality and Gender
  11. The Thatcher Years : the individual and society
  12. Inequalities in Britain today

According to Seymour-Ure (in The Political Impact of Mass Media, 1974), the disturbances in Notting Hill in 1958 symbolised a turning point in British race relations.

Previously, immigration had been a relatively peripheral political issue; after 1958 it became one of the most important and the most sensitive.

In 1962, the Conservative Government passed the Commonwealth Immigration Act, introducing controls through a voucher system to limit the flow of West Indian and Indian sub-continent immigrants.

When the Labour Government came to power, instead of repealing the legislation, as they might have (cf. Race Relation Act, 1976 – Chapter 74) been expected to do (the Labour Party had opposed the introduction of the 1962 Act but the defeat of the Labour Shadow Foreign Secretary, Patrick Gordon-Walker at the 1964 General Election in the Midlands constituency of Smethwick, with a large percentage of “immigrants”, was a sign that Labour had to tread softly on this issue), they in fact tightened by the Act in 1965 by limiting the number of vouchers still further.

In the mid-1960s, a growing number of Kenyan Asians were settling in Britain. The Labour Government then passed the 1968 Commonwealth Immigrants Act, stopping “coloured” immigration, though with a voucher scheme for Kenyan Asians.

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The Affluent Society : poverty rediscovered ? photo

The Affluent Society : poverty rediscovered?

  1. The Poor Law Amendment Act (1834)
  2. Victorian philanthropy in 19th century England
  3. Electoral inequalities in Victorian England: the Road to Male Suffrage
  4. Ante Bellum, Inter Bella : Legislation and the Depression
  5. More electoral inequalities : the Road to Female Suffrage
  6. The Beveridge Report: a Revolution?
  7. The Welfare State: an end to poverty and inequality ?
  8. The Affluent Society : poverty rediscovered?
  9. Inequality and Race
  10. Inequality and Gender
  11. The Thatcher Years : the individual and society
  12. Inequalities in Britain today

Post-war Britain is characterised by Butskellism, a hybrid word formed from part of the names of the Conservative (Butler) and Labour (Gaitskell) Chancellors of the Exchequer.

This socio-economic policy was a compromise between private and public responsibility for the individual and was seen to describe a consensus between right and left which was to last until 1975 (for the Conservatives) and 1979 (for the Labour Party).

The 50s and 60s were years of the acceptance by both sides in British politics of a Welfare State, which looked after the individual “from the cradle to the grave”.

Economic and social changes

Received wisdom indicates an increase in the standard of living for the majority of British people. The average male weekly wage for men in 1952 was £8 14s, the equivalent of £36 in 1976 when the same average weekly wage had reached £65.

This represented an increase in real terms of 80% in 24 years. Or there again, considering the percentage of homes owned by their residents, the figure in the same period jumped from 29% to 54%, an increase of 86%.

For the first time in their lives, many working-class and lower-middle-class people benefited considerably from the “affluent society”. They could borrow money at low rates of interest and buy new consumer goods and services. In 1951 there were 48 cars and 103 telephones for 1,000 people. In 1976, the figures were 103 and 392 respectively.

However, it must be remembered that economic growth was slower in Britain than in most other capitalist countries. This is often referred to as “relative” economic decline.

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The Welfare State : an end to poverty and inequality ? photo

The Welfare State: an end to poverty and inequality ?

  1. The Poor Law Amendment Act (1834)
  2. Victorian philanthropy in 19th century England
  3. Electoral inequalities in Victorian England: the Road to Male Suffrage
  4. Ante Bellum, Inter Bella : Legislation and the Depression
  5. More electoral inequalities : the Road to Female Suffrage
  6. The Beveridge Report: a Revolution?
  7. The Welfare State: an end to poverty and inequality ?
  8. The Affluent Society : poverty rediscovered?
  9. Inequality and Race
  10. Inequality and Gender
  11. The Thatcher Years : the individual and society
  12. Inequalities in Britain today

According to Beveridge, two points of view are presented concerning the introduction of the Welfare State. The established view is that it was introduced in a climate of consensus: wartime hardships, the Evacuation, national solidarity and the acceptance of an increased role for the State in central planning led to a bipartisan approach to the need for durable change in social and health policies in Britain, as in other Western countries.

More recently, it has been pointed out that the War did not eliminate social differences or resentment, Evacuation did not lead to an ending of social prejudice, and the Conservatives and Labour Party did not agree on the way forward.

Nevertheless, Beveridge concludes that the War “was a major watershed in the history of school medical provision… It undoubtedly led to a determination to do something about the burden of poverty and ill health which had been revealed.

The Butler Education Act (1944)

Even before the Labour victory of 1945, Conservative Minister R. A. Butler introduced the 1944 English Education Act: since education had, like social security and health care, developed haphazardly, it was felt the situation before 1944 was complex, wasteful of ability and inequitable.

The 1944 Act laid the responsibility for education in England on the State and LEAs (Local Education Authorities), a national system, where locally administered Education became a free and universal social service. A Minister of Education was created.

Public education was to be organised in 3 stages: primary, secondary and further. In every area of the country schools should be sufficient in number, character and equipment “to afford all pupils opportunities for education offering such variety of instruction and training as may be desirable given their different ages, abilities and aptitudes”.

The private fee-paying sector was left intact. Education for all became compulsory from 5 to 15. Every parent had to ensure his child received a “suitable education” and every LEA had to make suitable provisions for this.

At age 11, children would take a test in English, Arithmetic and General Knowledge (11 plus): in the function of the results obtained at this examination, children would be sent either to Grammar School (for those with the highest marks) or Secondary Modern/Technical School for the rest.

This was known as the tripartite system but in reality, it was bipartite since very few LEAs set up Secondary Technical Schools. Comprehensive Schools were not proscribed, nor were they encouraged.

At age 16, the “brighter” pupils would take GCE O-Levels (General Certificate of Education Ordinary-Level) in several subjects, the others CSE examinations (Certificate of Secondary Education), introduced in 1963. At age 18, the “brightest” pupils would take GCE A-Levels (Advanced), which enabled pupils to apply for university.

The Labour victory of 1945 was followed by a heavy legislative programme. There were bills concerning Coal Nationalisation, Industrial Injuries, National Insurance, New Towns, Housing, Trade Union Law, the National Health Service… Much of the social planning for this legislation had been carried out during the war.

A common name for this battery of legislation concerning public health, social security, pensions and children’s allowances, better educational opportunities, and even a greater role for the State in the economy of the country (through nationalisations) is the Welfare State.

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The Beveridge Report : a revolution ? photo

The Beveridge Report: a Revolution?

  1. The Poor Law Amendment Act (1834)
  2. Victorian philanthropy in 19th century England
  3. Electoral inequalities in Victorian England: the Road to Male Suffrage
  4. Ante Bellum, Inter Bella : Legislation and the Depression
  5. More electoral inequalities : the Road to Female Suffrage
  6. The Beveridge Report: a Revolution?
  7. The Welfare State: an end to poverty and inequality ?
  8. The Affluent Society : poverty rediscovered?
  9. Inequality and Race
  10. Inequality and Gender
  11. The Thatcher Years : the individual and society
  12. Inequalities in Britain today

William Beveridge

William Beveridge was born in 1879 and he became a social worker in the East End of London in 1903. Later, he visited Germany to see for himself the system of social insurance introduced by Bismarck.

Beveridge became a journalist, writing mainly on social policy. He was noticed by Churchill (still a Liberal at that time) and in 1908, Beveridge became a civil servant at the Board of Trade.

Over the next three years, he worked on a national system of labour exchanges, which were introduced by the Liberal Government of Lloyd George. This measure only covered 2.75m men, one in six of the workforce.

Beveridge remained a civil servant for the duration of World War I and after the war, he became the Director of the London School of Economics (LSE). He continued academic work at the Universities of London and Oxford.

In June 1941, he was asked to chair an interdepartmental committee on reconstruction problems and on the coordination of existing schemes of social insurance.

At this time, the social security “system” was in a confused state: 7 Government departments were involved in providing various cash benefits to some people.

The terms of reference were:

To undertake, with special reference to the inter-relation of the schemes, a survey of the existing national schemes of social insurance and allied services, including workmen’s compensation, and to make recommendations. (Beveridge, Beveridge Report : Social Insurance and Allied Services, 1942)

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More electoral inequalities : the Road to Female Suffrage photo

More electoral inequalities : the Road to Female Suffrage

  1. The Poor Law Amendment Act (1834)
  2. Victorian philanthropy in 19th century England
  3. Electoral inequalities in Victorian England: the Road to Male Suffrage
  4. Ante Bellum, Inter Bella : Legislation and the Depression
  5. More electoral inequalities : the Road to Female Suffrage
  6. The Beveridge Report: a Revolution?
  7. The Welfare State: an end to poverty and inequality ?
  8. The Affluent Society : poverty rediscovered?
  9. Inequality and Race
  10. Inequality and Gender
  11. The Thatcher Years : the individual and society
  12. Inequalities in Britain today

Before the Industrial Revolution, men and women worked together as an economic unit, especially in rural communities. In well-off households, women would run the house.

The Industrial Revolution polarised women’s condition: the well-to-do withdrew from household management, leaving the way clear for the housekeeper. A woman was seen by the upper classes as an idealised creature, gentle, pure, and pious.

However, the ever more numerous working-class women would frequently work in factories. In 1851, 2.3m women and female children of working age out of 8m worked. Many women worked in service (1.2 million in 1881). Feminists disliked both these extremes.

Arguments against the franchise for women: women were disqualified by their sex; the franchise was based on property qualification; women were thought to be too emotional; most women did not need the vote (they were surrounded by men who often would have it).

For the rest, if vagrant and very poor men did not have the vote, then their women did not deserve it either; the “idealized” woman was above the dirty affairs of Parliament; female suffrage might well pose a threat to men’s sexual domination of women.

Women’s rights were limited if non-existent throughout the 19th century. Reforms were finally obtained after the perseverance of female/feminist activists.

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Ante Bellum, Inter Bella : Legislation and the Depression photo

Ante Bellum, Inter Bella : Legislation and the Depression

  1. The Poor Law Amendment Act (1834)
  2. Victorian philanthropy in 19th century England
  3. Electoral inequalities in Victorian England: the Road to Male Suffrage
  4. Ante Bellum, Inter Bella : Legislation and the Depression
  5. More electoral inequalities : the Road to Female Suffrage
  6. The Beveridge Report: a Revolution?
  7. The Welfare State: an end to poverty and inequality ?
  8. The Affluent Society : poverty rediscovered?
  9. Inequality and Race
  10. Inequality and Gender
  11. The Thatcher Years : the individual and society
  12. Inequalities in Britain today

The work of Charles Booth and Rowntree (see Chapter 2: Victorian Philanthropy) influenced a new current within the Liberal Party: new Liberalism.

When the Liberal Party was returned to office in 1906, supported by the nascent Labour Party, it introduced several important pieces of legislation: Education (Provisions of Meals) Act (1906), Education (Administrative Provisions) Act (1907), Children Act (1908), Old Age Pensions Act (1908), Trade Boards Act (1909), Labour Exchanges Act (1909) and Health and Unemployment Act (1911).

Even if we take all these laws together, we only have a piecemeal attempt to deal with social protection. Lloyd George and Churchill (at the time a Liberal) were responsible for the 1911 legislation on unemployment insurance and believed that something should be done to improve a situation that had scarcely evolved since 1834.

The liberals were not overtly committed to social reform during the 1906 election campaign but espousing such a cause was a way of possibly stymying the nascent Labour Party and also preventing any more revolutionary attempts at changing the social system.

Not all workers were covered by this legislation. Only wage-earners were eligible and sexually transmitted and alcohol-related diseases were excluded.

Of course, the wives and children of the poor and the unemployed were also excluded. The Act was administered essentially by the former (private) insurance companies, which became richer, as did the “panel doctors”, guaranteed a per capita sum per “panel patient”.

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Electoral inequalities : the Road to Male Suffrage photo

Electoral inequalities in Victorian England: the Road to Male Suffrage

  1. The Poor Law Amendment Act (1834)
  2. Victorian philanthropy in 19th century England
  3. Electoral inequalities in Victorian England: the Road to Male Suffrage
  4. Ante Bellum, Inter Bella : Legislation and the Depression
  5. More electoral inequalities : the Road to Female Suffrage
  6. The Beveridge Report: a Revolution?
  7. The Welfare State: an end to poverty and inequality ?
  8. The Affluent Society : poverty rediscovered?
  9. Inequality and Race
  10. Inequality and Gender
  11. The Thatcher Years : the individual and society
  12. Inequalities in Britain today

Before 1832, the electoral system in Great Britain was confused: there were County seats, Borough seats, “scot and lot” seats (where any adult male who paid local poor rates could vote), “potwalloper” seats (where every resident male of at least 6 months standing who was not a pauper could vote) and of course “rotten boroughs”.

Eventually, after a long struggle (cf The Peterloo Massacre in 1819), the First Reform Act was passed by a Whig Government in 1832, which resulted in an extension of male suffrage for England: in county seats to those owning freehold property worth at least 40 shillings per annum and those leasing or renting land worth at least £50 per annum; in borough seats to those owning property worth at least £10 per annum with provisions.

There were also changes in the distribution of seats: 56 borough constituencies lost their representation entirely, 30 boroughs lost one of their two members, 22 new Parliamentary boroughs were created with two members, 19 new Parliamentary boroughs were created with one member and county representation increased. Similar measures affected Wales, Ireland, and Scotland.

However, many working-class men felt they had gained nothing from this legislation: they only saw a small increase in the electorate to the advantage of the middle class. There followed a period of agitation, referred to as Chartism.

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Victorian philanthropy photo

Victorian philanthropy in 19th century England

  1. The Poor Law Amendment Act (1834)
  2. Victorian philanthropy in 19th century England
  3. Electoral inequalities in Victorian England: the Road to Male Suffrage
  4. Ante Bellum, Inter Bella : Legislation and the Depression
  5. More electoral inequalities : the Road to Female Suffrage
  6. The Beveridge Report: a Revolution?
  7. The Welfare State: an end to poverty and inequality ?
  8. The Affluent Society : poverty rediscovered?
  9. Inequality and Race
  10. Inequality and Gender
  11. The Thatcher Years : the individual and society
  12. Inequalities in Britain today

Two approaches seem to characterize the second half of the 19th century: on the one hand, Victorian philanthropy, designed essentially to reward those worthy of salvation and, on the other hand, a movement away from assistance towards self-help, the Cooperative Movement, Friendly Societies including Oddfellows, Trade Unions…

Charity was widespread during the 19th century though the actual amount distributed is difficult to estimate. It is claimed by William Howe, who produced surveys of London charities, that “the income of the London charities… (reached)… £2,250,000 in 1874-75 rising to £3,150,000 in 1893-94“. This was approximately one-third the figure spent by the Poor Law authorities at the time.

There have even been claims that charity exceeded State expenditure on the poor. Of course, not all charitable donations were intended for the poor.

Middle-class philanthropy was sometimes to be found in certain employers who attempted to look after the welfare of their workers: Cadbury in Birmingham, Lever on Merseyside, and Colman in Norwich are examples of this.

In 1869, the Charity Organization Society (C.O.S.) was set up to organize charities to maximize the charitable effects and to minimize any demoralization of the poor, by encouraging undeserving people to remain recipients of relief.

One of its leading lights was Octavia Hill, a leading housing reformer. Beneficiaries of church-sponsored charities would be expected to attend church or send their offspring to Sunday School in exchange for help. Many poor people resented this dependency culture and preferred to remain defiantly independent yet in need.

When one mentions “self-help”, one thinks immediately of Samuel Smiles: the moralizing concept of “self-help” seemed to be a value prized by the mid-Victorian middle class.

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